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In a world that spins on the axis of digital connections, we're always on the lookout for that spark in a sea of faces—it's the charm of apps like Monkey that reels us in. Imagine uncharted social territories, a space where every swipe is a potential story, every tap a new friendship.Apr 9, 2024. Klover is a personal finance app that offers small advances to qualified users up to $200 with no interest charges, late fees or credit check. It also offers a unique Points Program, where you can earn credits for taking surveys and watching ads to increase your advance amount or cover the fee for same-day funding.Retrica. Like Instagram, Retrica is both a social network and a platform for photos and videos. Unlike Instagram, however, Retrica can support GIF image formats and the opportunity to create your own GIFs from a collage of photos or from a video. 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